If an enterprise deal needs Tech E&O and AI liability insurance today, tell us the deadline before you apply. We can review the product, requested coverage and any outstanding underwriting requirements, then confirm the earliest available effective date.
For an LLM product, speed is only useful if the proposal addresses what you're selling. A chatbot that drafts marketing copy and an agent that changes a customer's production systems create very different risks.
What coverage does an LLM product need?
Start with Tech E&O for covered allegations that your technology products or services caused a customer financial loss. Add the appropriate AI protection for the outputs, decisions and actions your product creates.
At Corgi, our published Tech E&O summary lists an AI and Algorithmic Liability endorsement with selectable modules. These include algorithmic bias, hallucination/defamation, training-data misuse and AI intellectual property. The protection applies to the modules selected, with their own limits and retentions. The standard policy described on that page excludes AI-related claims without the appropriate extension.
Then review the other exposures around the product:
• Cyber for security and privacy claims involving prompts, customer records or other data. Our Cyber coverage summary distinguishes the base liability cover from first-party extensions such as breach response and ransomware.
• Media Liability or an infringement extension where generated or published content creates relevant exposures. Check the actual copyright, trademark and other IP terms; don't assume every IP dispute is included.
• D&O where investors or board members need management-liability protection.
• General Liability where customer contracts, leases or physical operations call for it.
Our AI insurance page shows how these policies can be arranged together. For the broader coverage question, see Does Tech E&O Cover AI?.
Three LLM scenarios to discuss before you buy
A customer relies on a wrong answer
Your product generates an inaccurate report, and a customer says it caused a financial loss. Explain what the report does, the human review involved and the promises in your contract. Ask how the proposed Tech E&O and AI modules would address that allegation.
An agent takes an action
Your agent changes code, sends messages or executes a transaction on a customer's behalf. Describe its permissions, approval controls and rollback process. Those details are more useful to an underwriter than calling it an “AI copilot.” Financial loss, physical injury and a security incident can call for different protection.
A rights holder challenges training data or an output
Show how the data or content is sourced and used. Review the training-data and IP modules and any separate infringement endorsement. Corgi's published copyright/trademark extension does not include patent infringement or trade-secret misappropriation. The heading “AI liability” doesn't settle those questions.
These are questions to resolve against a proposal, rather than promises that a particular claim will be paid.
What to send us for a time-sensitive quote
You don't need a lengthy pitch deck. Give us a clear description of the risk:
What the product does:
the customer workflow, intended users and whether the model advises or takes action.
How you use models and data:
your own or third-party models, fine-tuning, customer-data use, retention and access.
Where it will be used:
flag legal, medical, hiring, lending or other higher-impact applications.
What the customer requires:
the actual insurance clause, each-claim and aggregate limits, endorsements and deadline.
What is already in place:
current policies, renewal dates and the incident or claims information requested in the application.
We can then review the policies, AI modules and documents together. A request for a higher limit or a new endorsement may need additional review. Confirm the effective date and binding requirements before telling your customer the coverage is active.
Why choose Corgi for an LLM startup?
We bring the software, AI and company-level insurance questions into the same conversation. You can review the AI endorsement alongside Tech E&O and Cyber, then consider D&O, Media or EPLI as your contracts and operations change.
That matters when the job is bigger than buying the lowest-priced policy. Artisan, an AI company selling into enterprise customers, needed higher limits and broader coverage for its next stage. Its founder says Corgi got the coverage quoted, adjusted and bound in two days.
We want to make that process straightforward for your team: understand the product, work through the requirements and help you put the coverage in place.
Frequently Asked Questions
Can we get covered today?
Send us your deadline and the customer's requirements at the start. We will confirm what can be quoted, what needs review and the available effective date. Wait for binding confirmation before telling your customer the insurance is active.
Does a certificate prove our AI risks are covered?
A certificate is evidence of insurance, not a substitute for the policy and endorsements. Insurance-regulator guidance explains that it cannot expand the policy's terms. Confirm the AI modules in your quote and issued documents.
What if we launch a new feature after buying?
Review the change with your insurance team before deployment, particularly if it changes autonomy, data use, customer sector or promised performance. Coverage doesn't automatically expand when the product does.
Start your Corgi application. Bring the product description, the customer requirement and the date you need it done.
