Insurance for AI, Built for Model Risk

Protect model outputs, training data, cyber exposure, leadership, and customer contracts with coverage that understands how AI products fail.

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Why AI Companies NeedCoverage Built for Models, Data, and Output Risk

Model output claims

Protect against allegations that generated outputs, recommendations, or automations caused customer harm.

Training data disputes

Plan for IP, privacy, and data provenance questions before they turn into enterprise blockers.

Enterprise trust

Show customers, investors, and auditors that your risk program matches your technical ambition.

Common Risk Triggers for AI Companies: Output Accuracy, Data Provenance, and Regulatory Review

AI sales company Artisan needed higher limits for growing enterprise demand. Its founder says Corgi got the coverage bound in two days. Read Artisan’s story.

Insurance Packages That Slot Perfectly Into AI Companies

Pre-Seed & Seed

Core protection for you and your product

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Series A

Protects you, your board, and helps you close bigger deals

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Growth Stage

Protection for leadership risk, transactions, and scale

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Custom Package

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Core Insurance Packages for AI Companies

From model output disputes to training-data claims, these policies help AI teams protect customers, data, leadership, employees, and operations.

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Startups

Commercial General Liability (CGL)

Protects your business against third-party claims for bodily injury, property damage, and personal or advertising injury arising from your operations.

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Startups

Cyber Liability

Protects against losses and claims resulting from data breaches, cyberattacks, and network security failures.

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Startups

Tech & AI Liability

Covers claims alleging your technology products or services failed to perform as intended, causing financial harm to a client.

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Startups

Directors & Officers

Covers claims made against company leaders for alleged wrongful acts in managing the business.

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Startups

Employment Practices Liability (EPLI)

Protects against claims alleging wrongful termination, discrimination, harassment, or other employment-related issues.

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Startups

Fiduciary Liability

Protects your company and plan fiduciaries against claims alleging mismanagement of employee benefit plans, including retirement and health plans.

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Startups

Media Liability

Protects against claims arising from your published or distributed content, including allegations of defamation, copyright infringement, or invasion of privacy.

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Startups

Hired and Non-Owned Auto (HNOA)

Provides liability coverage when employees use rented or personal vehicles for company business.

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Startups

1-14 days turnaround

Commercial Umbrella Liability

Provides excess liability limits above underlying policies such as general liability, auto liability, and employers liability.

1-14 days turnaround

Worker's Compensation

Provides benefits to employees for work-related injuries or illnesses, including medical expenses, lost wages, and rehabilitation costs.

1-14 days turnaround

Contractors Professional

Covers claims arising from design, construction management, or other professional services performed by contractors.

1-14 days turnaround

Business Owners Policy (BOP)

Combines general liability and commercial property coverage into a single policy designed for small and growing businesses.

1-14 days turnaround

Real Estate E&O

Protects real estate professionals against claims alleging errors, omissions, or negligence in brokerage or advisory services.

1-14 days turnaround

Lawyer E&O

Covers claims alleging negligence or failure to perform professional legal services.

1-14 days turnaround

Miscellaneous E&O

Broad professional liability coverage for service-based businesses facing claims of negligence, errors, or failure to perform professional services.

1-14 days turnaround

Representations and Warranties

Protects buyers or sellers in M&A transactions against financial loss arising from breaches of representations and warranties in purchase agreements.

1-14 days turnaround

Non-Profit D&O

Protects nonprofit organizations and their leadership against claims alleging wrongful acts in governance, management decisions, or fiduciary oversight.

1-14 days turnaround

K&R (Kidnap & Ransom)

Provides financial protection and crisis response support in the event of kidnapping, extortion, wrongful detention, or related security threats.

1-14 days turnaround

Crime Insurance

Protects businesses against financial losses caused by theft, fraud, forgery, employee dishonesty, and funds transfer or computer fraud.

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AI Claims ScenariosHallucinations, Bias Claims, and Training Data Disputes

The hallucination loss

A legal-tech AI produces a fictional citation, triggering sanctions and a claim from the customer.

The bias lawsuit

A model used in a regulated decision workflow is alleged to produce discriminatory outcomes.

The training data claim

A publisher alleges your model was trained on copyrighted content without permission.

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FAQ

AI startups often evaluate Technology Errors & Omissions (E&O) for claims related to AI output accuracy, Cyber Liability for data breach protection, Directors & Officers (D&O) for leadership protection, and General Liability. Corgi can help assemble coverage for AI-related risks in one program as regulations evolve.

Most AI companies evaluate Technology E&O insurance because it can respond when software produces incorrect outputs, causes client financial harm, or fails to perform as promised, subject to policy terms and exclusions. As AI systems make more autonomous decisions, the potential liability exposure for errors grows.

AI liability insurance refers to coverages that address claims arising from the use of artificial intelligence products and services. Depending on the program, this can include E&O claims from AI errors, cyber claims from data breaches involving AI training data, and general liability claims, subject to policy terms and exclusions.

Cyber insurance may cover AI companies for data breaches involving training data, certain claims involving model theft, unauthorized access to AI systems, and regulatory defense under data-protection laws, subject to policy terms and applicable law. AI companies often handle large datasets of sensitive information, which can make cyber coverage a core part of the program.

Investors often expect Directors & Officers (D&O) insurance before or around a priced round. Tech E&O and Cyber Liability are also frequently requested by enterprise customers and institutional investors. Having appropriate coverage in place can help signal maturity and risk awareness to potential investors.

Coverage may sit at the intersection of Technology E&O and Media Liability. Claims involving training-data licensing, scraped or unlicensed content, and fair-use disputes are emerging exposures that standard policies may exclude or sublimit, so the wording matters more than the headline coverage. Corgi can structure AI E&O and related coverage with language intended to address training-data and IP claims, subject to underwriting and policy terms.

Coverage for hallucinated, inaccurate, or allegedly biased model outputs may sit inside Technology E&O , subject to terms, exclusions, limits, and endorsements. Generic Tech E&O policies written before generative AI may be silent or ambiguous about model outputs, which is exactly where claims are now being filed. Look for explicit AI-output language and review algorithmic-bias exclusions carefully.

Regulatory-defense coverage may be available for certain AI-related inquiries where Technology E&O and Cyber Liability policies include applicable regulatory-defense endorsements. Fines and penalties are often uninsurable by statute or public policy, but the legal cost of responding to an investigation can still be a major exposure.

Potentially. If you build on an upstream foundation model, your Technology E&O may respond when a customer sues you for harm allegedly caused by model behavior you delivered through your product, but coverage depends on the allegations, your contract, vendor indemnity, and the policy wording. The same analysis applies to open-source dependencies shipped inside your product.

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Insurance for AI, Built for Model Risk

Why AI Companies NeedCoverage Built for Models, Data, and Output Risk

Model output claims

Training data disputes

Enterprise trust

Common Risk Triggers for AI Companies: Output Accuracy, Data Provenance, and Regulatory Review

The model output dispute

The training data review

The regulatory question

The security audit

Insurance Packages That Slot Perfectly Into AI Companies

Pre-Seed & Seed

Series A

Growth Stage

Custom Package

Core Insurance Packages for AI Companies

Commercial General Liability (CGL)

Cyber Liability

Tech & AI Liability

Directors & Officers

Employment Practices Liability (EPLI)

Fiduciary Liability

Media Liability

Hired and Non-Owned Auto (HNOA)

AI Claims ScenariosHallucinations, Bias Claims, and Training Data Disputes

The hallucination loss

The bias lawsuit

The training data claim

Explore Our Services by Industry

FAQ